Beautiful, nearly new home in the highly sought-after Magnolia Bluff Subdivision in St. Joe Beach! Located in the coveted X-flood zone, this 1,767 SF, 3-bedroom, 2-bath home with a 2-car garage offers modern coastal living within walking distance of the beach. Enjoy a soothing, neutral palette with walls painted in a tranquil Repose Gray and luxury plank vinyl flooring, granite countertops, custom cabinetry, sleek stainless appliances, and newly upgraded light fixtures. Thoughtful upgrades include a stylish new barn door in the entry hall that provides extra privacy to the secondary bedrooms. The addition of custom cabinetry and countertops in bedroom 2 and an exterior door to the fenced backyard in bedroom 3 provides convenience and allows for a mother-in-law suite option. Outside, a 6-ft tall vinyl privacy fence on both sides and a shorter decorative metal fence with a gate in the rear enclose the large backyard. Additional features include a wooden slat wall on the back porch, perfect for hanging plants, landscape lighting, and a new backyard shed for extra storage. Relax on the covered back porch with your morning coffee or enjoy a short walk or golf cart ride to the sandy shores of St. Joe Beach for a swim in the Gulf. The Magnolia Bluff subdivision's no short-term rental policy ensures limited traffic, peace, and quiet with a bedroom community feel. St. Joe Beach is a golf cart-friendly community with pet-friendly beaches and easy access to fishing, boating, and outdoor recreation. Centrally located: just 5 minutes to Mexico Beach, 15 minutes to downtown Port St. Joe, and 25 minutes to Tyndall Air Force Base and the greater Panama City suburbs. Call today to schedule your showing and experience coastal living at its best!